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We’re not financial experts, and obviously we’ve never tried to get a mortgage. We tried to do it right. From the very beginning, we asked and asked when we could lock our interest rate. Our loan officer never explained the process to us, never gave us any guidance (and now we know we weren’t asking the right questions).
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Housing 26, considering buying a house. No clue what I’m doing or if it’s a good idea.. (You would probably have to liquidate a lot at least to hit an acceptable debt-to-income ratio. Not gonna run the numbers myself; there are plenty of calculators out there.). I’ve never heard of them, I.
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Sixty-five percent had undergone a mortgage renewal, 15% had refinanced their mortgage, and 20% had purchased a home with mortgage financing (11% First-Time Buyers and 9% Repeat Buyers). CMHC has conducted this survey since 1999. It is the largest and most comprehensive survey of its kind in Canada.
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